A Free Guide · 12 Chapters · Instant Download
Canada vs. the USA: The Real Cost Comparison
An honest, itemized look at what it actually costs to start and run a small business in Canada versus the US — incorporation, health coverage, insurance, payroll and franchise taxes, plus a realistic year-one cost model built for US founders.
Free with any CFN account · Instant download · Also emailed to you
What's inside
Twelve chapters — from the incorporation fee myth to a realistic year-one cost model.
Why This Guide Exists
“Canada is cheaper” gets repeated a lot. Here's what's actually true.
The Incorporation Fee Myth
Where the US is actually cheaper to start — and why that's only half the story.
The Big One: Health Coverage & Benefits
The single line item that flips the comparison.
Liability Insurance & the Litigation Climate
Why coverage costs less north of the border.
Payroll, Minimum Wage & Employer Costs
What it costs to legally employ someone in each country.
Ongoing Compliance: Franchise Taxes
Delaware and California vs. a Canadian annual return.
Total Cost of Ownership
One illustrative business, three employees, two countries, plus a note on currency.
Where the USA Still Wins
Market size, speed, and the costs Canada doesn't advertise.
Should You Actually Move to Canada?
A decision framework, not a sales pitch.
How to Actually Set Up
CFN as your Canadian business home, if you make the move.
Your 30-Day Action Plan
A realistic sequence from decision to registration.
Resources and Next Steps
Official sources, and where this guide's numbers came from.
The honest version of "Canada is cheaper"
Some of it's true, some of it's oversold — this guide is the itemized version, built for US founders actually weighing the decision. Once you're ready to operate in Canada, CFN Pro (a separate paid membership, $29/month or $290/year) has the Business Dashboard, CRM, and storefront tools to run it. This guide and your basic CFN account are free either way.